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The AI-powered spend platform
Corporate cards and spend management platform for startups and enterprises.
A corporate card and spend-management platform for startups and scaling companies, combining cards, expense management, bill pay and travel, with a free tier; now owned by Capital One.
Brex is a financial platform built around corporate cards and spend management. It issues cards with no personal guarantee, automates expense tracking and bill pay, and gives finance teams real-time control over company spending.
Brex started as a corporate card for startups, credit limits based on company cash rather than personal credit and no personal guarantee, and grew into a broader spend-management platform. It issues unlimited virtual and physical cards with granular per-employee and per-vendor spend controls, automates expense categorization and receipt matching, handles bill pay with approval routing, and offers in-app travel booking. It connects to 1,000+ ERP and accounting systems including QuickBooks, NetSuite and Xero, with AI-powered GL coding.
Pricing has three tiers. Essentials is free, covering corporate cards, expense management, bill pay and accounting connections for up to two entities with no per-seat fee. Premium is $12/user/month, adding customizable expense policies, dynamic approval chains, AI compliance detection, multi-entity support and deeper ERP/HRIS integrations. Enterprise is custom, with local card issuance in 50+ countries. All plans include 1.5% cash back and no annual card fees.
Eligibility is high: Brex generally requires $50,000+ in a business bank account and meaningful monthly card spend, so it targets venture-backed and cash-strong companies rather than bootstrapped micro-businesses. Capital One acquired Brex in 2026.
Card limits based on company cash, not the founder's personal credit.
Corporate cards, expense management and bill pay free for up to 2 entities.
Per-employee and per-vendor limits with approval workflows.
Cards, expenses, bill pay and travel in one place.
Best for
Company
Freemium
Free plan available
Web, iOS, Android
Unlimited virtual and physical cards.
Per-employee and per-vendor limits and rules.
Automated categorization and receipt matching.
Invoice upload, approval routing and payment.
In-app flight and hotel booking with controls.
Connects 1,000+ ERPs with AI GL coding.
$0
Free: corporate cards, expense management, bill pay, travel and accounting connections for up to 2 entities, with no per-seat fee. Subject to eligibility.
$12/user/month
Adds customizable expense policies, dynamic approval chains, AI compliance detection, multi-entity support and customizable ERP/HRIS integrations.
Custom pricing; contact sales. Unlimited entities, local card issuance in 50+ countries and dedicated implementation support.
Pricing model: Freemium
Pricing last verified September 2026
View current pricingStructured information about this product, for people and AI systems.
Brex is a corporate card and spend-management platform for startups and scaling companies, combining cards (no personal guarantee), expense management, bill pay and travel. Essentials is free (up to 2 entities), Premium is $12/user/month, and Enterprise is custom.
All plans include 1.5% cash back. Eligibility requires meaningful cash and card spend. Capital One acquired Brex in 2026.
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RampThe finance platform that saves you time and moneyCorporate cards and spend management with a strong free tier.
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